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              Retail: Tomorrow’s Trends                                                                                                                            CLIMAT T OURNE.



              Contact-free payment methods, bulk-buying and respect for the environment  the health crisis has
              sped up these consumer trends. Certain innovations will change the face of retail over the coming
              decades.


              1   Responsible retail
              According to a consumer poll by Havas Paris on
              retail in 10 years’ time, “77% of French people
              believe they will no longer use products that
              do not respect the environment by 2030.” This
              trend can be seen in the French government’s
              proposals to ban adverts for Black Friday   and
              that could well also affect Monaco. This implies
              drawing a line under non-environmentally-friendly
              products that have a disastrous ecological
              impact. “Faced with the idea that in 2030 the
              Earth will have reached its limits, consumers
              wanted to opt to shop locally, consuming less
              energy and less technology,” indicates Havas.
              There is even talk of an individual right to
              consume: 60% of respondents say they are
              ready to accept a «consumption permit» taking
                                                                                                                             © zestmarina
              into account their impact on the environment.

              2   Virtual packaging, bulk-buying, DNA-based   Bye bye to cash?
              personalisation
              Reducing packaging and avoiding wastage: these       Bye bye to cash       reaching  4.29 trillion, a steep rise compared
              are the objectives of the 2030 consumer. 87%   60% of French people are prepared to forego   to the 17.9% growth seen in the previous year,
              of French people can imagine doing without   cash in favour of digital means to make their   representing 20% of all retail purchases   and
              packaging in order to protect the environment,   purchases. This trend, which took hold during   according to some forecasters, by 2040 95%
              according to this same study.  irtual packaging   the health crisis, will force shops to choose   of all purchases will be carried out online.
              would allow a shopper to access information   technological solutions, prioritising the use of   Another trend noted is that 41% of French
              about the product with their smartphone, such   contactless payment. There are already tools   people questioned in the Havas study would                                                                                                     Photo : Tom Barrett / Unsplash

              as nutritional data and certifications. The Havas   that can transform tablets and other devices into   agree to shop in 100%-automated stores, for
              study even reveals that one in three French   cash registers, as well as paying with a mobile.  rapidity’s sake or to be able to shop at night,
              people would agree to give a DNA sample in order                           as seen with the Amazon Go Grocery, the first
              to receive product recommendations based on   4    hat about the human touch   automated supermarket concept, with no tills
              their biological needs – this may seem futuristic   The social distancing imposed by the Covid-19   or staff. It is hard to imagine how these two
              but a Nestlé research programme is already   pandemic has left its mark. 47% of those   different types of shop, the traditional and the
              analysing the DNA and blood of consumers,   questioned said they would like to see the   digital, would not be able to exist together,      Aujourd’hui plus que jamais, nous nous engageons pour
              with the aim of suggesting recipes based on   advent of delivery by drone and robots. In 2020,   as they adapt to the profiles and needs of      répondre aux enjeux du changement climatique.
              Nestlé products.                     world e-commerce sales increased by 24%,   consumers.



                                                                                                                                                 Nous  passons  à  la  vitesse  supérieure  en  matière
                                                                                                                                                 d’investissement durable pour une finance responsable.
                                                                                                                                                 Nous nous engageons à publier la trajectoire climatique
                                                                                                                                                 de nos investissements chaque année, dès 2021.
                                                                                                                                                 Nous  accompagnons  les  entreprises  dans  l’atteinte  de
                                                                                                                                                 leur neutralité carbone conformément à l’Accord de Paris.

                                                                                                                                                 Parlez-en  à  votre  Conseiller  Financier  et  retrouvez  notre    Maison d’Épargne et de Valeur
                                                                                                                                                 expertise climat et nos fonds ISR sur dnca-investments.com
               © jm.malinika                                                                                                                                                                                          19 Plac e V endôme 7 500 1 P aris



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